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Evaluation uncovers important planning issues that must be addressed.
Your Financial Plan.
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Will your money last through your lifetime?
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Is additional savings necessary to meet your retirement objectives?
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How can you maximize your retirement plan contributions?
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When is it best to begin receiving Social Security?
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Are your investment return assumptions reasonable?
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How would the need for nursing care affect your plan?
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Would long-term care insurance make sense?
Your Investments.
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Does your portfolio have hidden, unacceptable risk?
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Is your portfolio structured to minimize unnecessary taxation?
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Are your investments appropriately diversified?
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Are the expenses of your portfolio reasonable and the service top-notch?
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Do you understand the makeup of your portfolio?
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Do you have multiple portfolios that are confusing and redundant?
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Do you have an appropriate balance between risk and return?
Your Estate Plan.
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Do you have clearly defined objectives and a plan to meet them?
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Do you need help finding an attorney?
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Are your beneficiary designations updated on all insurance and retirement plans?
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Can you minimize estate taxation?
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Has your plan been updated to reflect current tax law?
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Could insurance products be helpful to provide liquidity?
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Have you taken steps to minimize probate expense?
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